CalculatorFinance

APY ↔ APR Calculator

Convert between APR and APY using the selected number of compounding periods per year.

Instant · no account

Input

Enter your values

Conversion

Rate%

Compounding periods per year

Method

How it works

Change any input above and the result updates instantly. The formula or method used by this tool is shown below.

APY = (1 + APR / n)^n − 1; APR = n × ((1 + APY)^(1/n) − 1)

Note

This calculator is for general informational purposes only. Results are mathematical illustrations and are not investment or financial advice.

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Quick answers

About this tool

What does the APY ↔ APR Calculator do?+

Convert between APR and APY using the selected number of compounding periods per year.

How does this calculator calculate the result?+

It uses this method: APY = (1 + APR / n)^n − 1; APR = n × ((1 + APY)^(1/n) − 1)

Are my inputs saved or sent to an account?+

Core CalcForge tools require no account, and most calculations run locally in your browser. Favorites and recent-tool history, when used, stay in this browser.